This is the tabby.ai business and we're only at the beginning of the end. Note the suffix .ai indicating a Caribbean island while it would mean AI or "artificial intelligence" (chosen ad hoc, I know because I deal with AI).
How do you explain that a startup based in the UAE has an internet domain based in the Caribbean and collects millions of dollars in the first round of funding on such an uninnovative business model?
It is explained by the fact that the money is there somewhere, but it's located in parts of the world other than Italy or Europe and in the bank account of very few people.
We as Eloisa Technologies work on a different business model that can create new balances. More precisely, we take care of Democracy Tech.